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WELCOME TO ONTARIO BAD CREDIT CAR LOANS - GUARANTEED AUTO FINANCING - SERVING HAMILTON, STONEY CREEK, TORONTO, MISSISSAUGA, BURLINGTON, ST CATHARINES, BRANTFORD & NIAGARA FALLS

You don't have to settle for less just because you are credit challenged, have a poor credit rating, no credit, bankruptcy or collections. Cross Roads Auto Finance is the right place to come when your credit rating is less than perfect.

ONE STOP SOLUTION FOR ANY CREDIT LOANS

We make getting a new/used car, truck, minivan or SUV fast and easy. Once you apply, you will get personal attention from our finance specialists as we know everybody has a "unique situation" and we want to assure we get you the best loan and the best vehicle to suit your lifestyle.

Our services are Free, fast and discreet. Get approved for a Canadian car loan and then choose the vehicle of your choice. It's that easy!

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With over twenty years of experience, we know how to get you the most money and the best interest rates. We've helped people with:

Bad Credit   No Credit   Self Employed   Paid in Cash   Bankruptcy - discharged and undischarged   Consumer Proposal (completed or not)   Poor Credit   Previous Repossession   Divorced   Fixed Income   In Collections

GREAT USED CARS - 16 BRANDS OF NEW CARS TO CHOOSE FROM

You deserve to get the vehicle you WANT - not get pushed into something that is not your choice. We are part of a large Dealer Group in Ontario, which gives us access to thousands of new and used vehicles to choose from. We offer every make and model of used cars, trucks, minivan's SUV's and crossovers. Every used vehicle is certified, thoroughly inspected with full; disclosure of the vehicle history. Our pricing is checked regularly to make sure they are always priced right. If we don't have what you want, we will try and get it for you at the lowest price possible.

New Car Dealerships Brands: Toyota, Honda, Acura, Mazda, Saturn, Saab, Pontiac, Buick, Cadillac, GMC, Chevrolet, Ford, Lincoln, Chrysler, Dodge and Jeep.

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BEST AUTO FINANCING TERMS - LOWEST INTEREST RATES - NO MONEY DOWN

We have relationships with the lenders most commonly used for bad credit auto loans in Canada. We use our expertise to get you approved on the best possible terms, the best interest rates, often with little to no down payment. You also receive the benefit of repairing your credit while paying off your car loan. All our loans are reported to the credit agencies (Equifax and Trans Union) so that each payment you make increases your credit score and improves you credit rating.

CROSS ROADS AUTO FINANCE - STONEY CREEK, HAMILTON, BRANTFORD, ST CATHARINES  AND NIAGARA

This site and our financial services professionals will show you how to assess your credit, the different approaches to obtaining a car loan or truck loan and the factors involved in re-establishing your credit.

GET A SECOND CHANCE & A FRESH START FROM YOUR BAD CREDIT or NO CREDIT

Our services are offered at No Charge, No Obligation and Discreet. The application is easy and only takes a few minutes to complete. See what we can do for you. What have you got to lose? You could be driving tomorrow!

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We're Hiring in Ontario! If you are a credit expert send us your resume